Fixed and Indexed Annuities- FDP Insurance

Fixed and Indexed Annuities are an alternative to CD's at a bank for growth of assets- Fixed and Indexed Annuities are instruments that allow you to place your money with an insurance company, and gain interest over the term of the annuity. Rates can vary from annuity to annuity- and some may feature bonuses based on terms in the contract and if you annuitize the contract at the end of the contract term. Fixed or indexed annuities can also be a safer investment strategy for people looking for an investment opportunity who do not want to subject themselves to market risk

Fixed or Indexed annuities can have term periods can be 1 yr, 5 yr or 10 yrs. At the end of the annuity contract period the money can be taken out with the interest at the end of the annuity term, rolled over into a new annuity or annuitized which means instead of sending the entire balance- the payments are sent in the form of installment checks for the balance of the money. If the term has been fullfilled for the annuity contract, you can leave the money in the contract as long as you like until you decide to move it or to start the payout- there are penalties for early withdrawl called surrender charges which could effect your balance of the original deposit. Annuity interest is deferred and if the installment payment method is used, it will spread the taxation of interest over the entire payments rather than paying taxes on one lump sum of interest when cashing in the contract Interest is accrued :

Fixed rate – like CD’s at a bank – annuity  interest rates may reflect a fixed rate over the life of a contract

Indexed Rate – The rate of the annuity is indexed to market performance- Different market indicators may be used by the insurance company to credit interest to the balance of the annuity- The money is never placed in the stock market so there is minimal downside potential – only upside potential

Variable Annuites – This product is more volitile as it participates in market gains as well as losses – FDP Insurance does not work with products that expose your assets to downside market loss — FDP Insurance can offer annuities from numerous insurance companies to protect your assets and offer growth

Annuities offered through companies such as North American  and other insurance companies- no securities products are offered at this time.

http://www.atheneannuity.com/

https://www.northamericancompany.com/why-annuities

FDP Insurance  395 Circuit St Norwell Ma 02061

617 680 7063

FDP Insurance works with fixed and indexed annuities- there are no extra fees for this type of investment- securities and varaiables are not offered through FDP insurance. Also, check out what is gold ira if you want a self-directed individual retirement account that invests in physical gold as well as in other precious metals.

In addition to how to Send money to India, see for more details.

Please get in touch with us if you have any questions.