Get a Long Term Disability quote at FDP Insurance
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When a disability happens, you or a loved one can be out of work for months at a time- Many will have immediate funds saved to pay expenses like rent and groceries for a month or two- However after that a disabled person may be forced to dip into larger reserves such as Stock accounts, Iras or 401Ks- Long Term disability polices are available with 30, 60 or 90 day elimination periods- that means after being out of work for the elimination period - the policy starts to pay - payouts can be 1 or 2 years- sometimes 5 or 10 years - select the Button below and see what type of coverage you may qualify for
FDP Insurance represents different companies for Long Term Disability policies- Some policies favor white collar professions- Some work with blue collar type professions-
One strategy for total coverage is to have a short term policy in place for 6 months- Then place a long term policy in place to start as soon as the short term coverage runs out- Giving you full coverage to protect your income.