Car insurance with Uber and Lyft – FDP Insurance
Your Car insurance and Uber or Lyft….. As people take to the road to do Uber and Lyft there is an insurance issue to take into account.
The ride share companies do cover you for the time when passengers are in the car usually under a $1 million dollar master policy for all drivers. On a related subject, check this post about how to deal with a car accident when there is no insurance.
Then you have the times when your driving around on your own when you are insured under your own personal car insurance as it is essential for the drivers, it is important to look at the Doncaster Freepress analysis from the top cities of risk in collisions as a safety knowledge.
But what about the grey area where your logged into the Uber or Lyft system, but you dont have a passenger in the car – that can be a grey area where your personal company could come back and deny a claim becuase they may not allow ride share drivers to be covered at all if they found out.
Some drivers have gone out to get very expensive Livery plates which would be needed if you are doing driving for fares outside of the Uber or Lyft system-
How ever we do have a local company serving Gettysburg that will insure an Uber or Lyft driver and cover the driver insurance during the grey area with a small binder added on. The rates are competitive with any major car insurance company
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Call or email to get a free quote for your car in Massachusetts and make sure your adequately covered- 617 680 7063