FDP Insurance and workplace life insurance
Its amazing how many people have Life insurance coverage at work but not a personal policy- you may want to rethink and get some of your own personal life insurance, just to be sure-
A couple key factors to keep in mind- the coverage covers you while you are at your current job. However if you get sick and lose your job – you may lose your coverage if you have to leave your job due to illness-the work coverage could end on the last day of work. That leaves you sick and no life insurance if your health deteriorates.
If you bought a personal policy, you may be able to convert the coverage to a personal policy- but if you lose your coverage and now your sick, have no life insurance and may not be able to get another policy that good again in the near or sometimes distant future.
Having your own personal life insurance policy allows you take your coverage, no matter how many jobs you move to and from- it allows you to continue to protect your family- and with a waiver of premium rider- if you become sick or disabled the policy can continue your life insurance without paying premiums.
If your thinking about Life insurance to cover your loved ones- call me for a free quote- 617 680 7063